Can I Get 100% Financing for a Fix and Flip Project?

Can I Get 100% Financing for a Fix and Flip Project?

Most fix and flip lenders do not offer 100% financing due to the high-risk nature of these loans.

Instead, lenders typically finance:
.70-85% of the purchase price
.100% of renovation costs

However, some investors can access full financing if they:

.Provide additional collateral (e.g., another property)
.Have strong real estate experience
.Show high-profit potential on the project


A seasoned investor from Brazil lacked sufficient capital for a fix and flip project in Miami. Lendai provided 85% of the purchase price and 100% of renovation costs, structured as a draw-based loan. The investor successfully flipped the property with minimal upfront investment and reinvested profits into another deal.

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